No Credit Checks - Secure, Insured Process* - Award-winning Pawnbroker

Now more than ever people may need access to cash but have concerns about leaving home. With our new Pawn by Post service, you can conveniently raise funds against your valuables that would only involve an online application and a simple trip to your nearest post box.

*The postal package you send is insured, however, because we do not own your items, they are not insured by us when on our premises; we recommend that you insure your items, or check to see if they are covered under your home contents insurance

It’s as simple as:


Fill out our ‘Get A Quote’ enquiry form, using the photos below as a guide.


Get a Quote

Step 2

We will email you a preliminary offer (this may be subject to change, upon receiving your item(s), or request some additional information.

Step 3

If you accept the preliminary offer, we will send you a pre-paid, insured pack. Place your item(s) inside and post back to us.

Step 4

As soon as we receive your pack, we’ll weigh and test your item and provide you with a formal loan offer via email.

Step 5

If you accept our formal offer, we’ll send you pre-contractual information and a loan agreement to e-sign. You will also need to provide us with proof of ID (driving licence or passport) and proof of address (a copy of the bank statement for the account into which the funds will be paid).

Step 6

Once we receive the signed agreement, we’ll pay the funds directly into your bank account, in minutes!

How Much Does it Cost?

At Cash Shop, we have 6 tiers of pricing for our pawnbroking loans. Interest rates are charged monthly, for up to 6 months:

  • Loans up to £999.99 - 9.9% (154.0%APR)

  • £1000.00 - £2499.99 - 8.9% (135.2%APR)

  • £2500.00 - £4999.99 - 7.9% (117.2%APR)

  • £5000.00 - £7499.99 - 6.9% (99.9%APR)

  • £7500.00 - £9999.99 - 5.9% (83.2%APR)

  • £10000.00 and over - 4.9% (67.7%APR)

Our pawnbroking loan calculator will tell you how much it would cost to redeem your item. Simply move the sliders for a loan value and a term length, and the calculator will not only tell you how much it will cost to redeem your item, but also how much you'll save by using Cash Shop, instead of the competition.

Of course, we won't know how much we can lend you until we see your items, but if you have an idea of how much you need to borrow, you'll know how much it will cost to redeem your goods. Please note that the calculator is for illustrative purposes only, and there may be a slight difference between the online calculator and your loan contract.

Pawnbroking Loan Calculator

Loan Amount £
Redeem on day #
Cost to Redeem
At Cash Shop £

Interest per month %
At H&T Pawnbrokers £
Interest per month %
£ better off with Cash Shop

A Secure, Discreet and Affordable Service.

At Cash Shop you can borrow against your valuables for as little as a day, or as long as 6 months. Your items are locked away securely in our vault, and are presented back to you in the exact condition they were left with us. If you would like to learn more about our Pawnbroking service, please watch our video.

Pawnbroking FAQ

Representative Example: Amount of credit is £100.00 for 6 months. Total amount payable in one instalment is £157.00; Total charge for credit: £57.00; Interest rate 114.0%pa (Fixed); Representative %APR: 146.4%

Please note, you are at risk of forfeiting your items if you are unable to repay the loan amount and interest

We routinely provide loans on:

Cash Shop - Fast, Friendly and Fair!

At Cash Shop, providing you with excellent customer service is our top priority, whether it is in-store, over the telephone, or online. We pride ourselves on being completely transparent with our pricing and our processes. Our loyal customers have come to trust we have their best interests at heart, and we strive to offer a fast, friendly and fair service each and every time.

To serve you better, in addition to English we have staff who speak: Romanian, Polish, Slovakian, Czech, Lithuanian, Latvian, Russian, Hungarian, Spanish, Hindi, Bengali, Punjabi, Urdu, and Telugu.

Our ‘Vision Statement’ is, “To have the best looking stores, in the best locations, offering the best service at the best prices”, because we want nothing but the best for our customers. To find out more, explore our website or send us a message.

Get A Quote

Want to know what we’re likely to pay for your goods? Upload info and a photo, and our specialists will value it and get back to you.

Send Us A Message

If you have any comments, questions or concerns we’d love to hear from you. Either contact your local Cash Shop directly, or send us a message. Your query will be forwarded to the relevant expert, and we strive to respond as soon as possible!

Get A Quote for your Goods Find A Store Near You

Trade Associations

National Pawnbrokers Association

A modern forward thinking Membership Association which helps to promote pawnbroking best practice.

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